Given the powerful functionalities that happen to be already available to users in Pix and Other folks that are being formulated, the authorities’ ongoing fiscal literacy initiatives will be essential in order that these features are made use of safely by households.
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4 There is absolutely no specific features for credit rating in Pix (“Pix Credit score”), although some PSPs Blend Pix which has a credit line. There are models by which PSPs cost interest and costs through the payer only, and Some others in which PSPs demand both equally the payer as well as service provider (payee).
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This paper discusses The important thing design and style attributes of Brazil’s fast payment process (Pix) which have contributed to its achievements and compares a number of its functions with Those people of fast payment methods in other countries. The paper also outlines some remaining problems while in the implementation of Pix
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